We value our customers satisfaction, and the growth of our partners

Who are we

We are a platform for Buy Now Pay Later (BNPL) Financial infrastructure for everyone.Our payment system makes it even more convenient for users to customize his/her payment schedule that is most convenient for them, thereby enhancing better payback of goods and services, online, in-app or physical mall. Unlike other platforms, Capal BNPL platform will offer this method targeting organized groups and associations within the public and private sectors to have access to its e-voucher (Capal smart card) that enables them to plan the purchase of needed items within select merchants nationwide. This first in the tech-commerce space will give users/customers the power to buy more within their income limit with its even more flexible and convenient payment method and schedule.

We are building a better shopping and payment
experience for everyone

Tested & trusted

Our dedicated, professional and experienced teams are committed to delivering a quality through-life digital loan service at every touchpoint, from the first signup to beyond receiving the product.

Transparent Pricing

Shopping with Capal gives you control of your spending in a safe and transparent way. Never worry about hidden fees. You can see upfront what’s going on. Our buyer’s protection makes sure you never have to pay if you don’t get what you ordered.

Different Payment Methods

Shop from our partnered vendors and pay directly through our app via a link or scanner.
Or, simply go to the retailers we're currently partnered with and pay with Capal e-voucher
at checkout.

24/7 Support

At Capal, we understand that your needs don't always align with traditional business hours. That's why we're proud to offer round-the-clock support to our valued customers. Unmatched Assistance Whenever You Need It.